See two gross-revenue fees together
Combined Dispatch + Factoring Cost adds the entered dispatch and factoring percentages, then applies the combined rate to one revenue amount. It shows how individually modest fees accumulate when both use the same gross-revenue base.
Use separate calculations if the agreements apply to different bases. The combined shortcut is accurate only under the shared-base assumption represented by the form.
When this calculation is useful
- Estimating total percentage fees on a load or revenue period.
- Preparing one combined fee input for break-even or target-rate planning.
- Comparing fee arrangements without losing sight of their dollar effect.
Add rates only when the fee base matches
- Revenue
- The common gross-revenue base used for both percentages.
- Dispatch %
- Dispatch percentage of that revenue base.
- Factoring %
- Factoring percentage of that same base.
Formula
Revenue × (dispatch percentage + factoring percentage) ÷ 100
Because both fees are modeled against the same gross revenue, adding their rates and multiplying once produces the same result as calculating each fee separately and adding the dollars.
Example: 7.5% in combined fees
Assume $9,200 of revenue, a 5% dispatch fee and a 2.5% factoring fee.
- Combined percentage is 5% + 2.5% = 7.5%.
- $9,200 × 0.075 = $690.00.
Result: Estimated combined fees are $690.00.
Decision use: The operation retains $8,510 before other modeled costs; use the combined 7.5% only where a calculator requests an aggregate fee percentage.
Keep combined fees visible in rate targets
Percentage fees rise as gross revenue rises. Break-even and target-rate tools therefore solve for the gross amount needed after the fees rather than adding a fixed dollar estimate.
Common mistakes
- Combining percentages that use different contractual revenue bases.
- Adding the dollar fee again after using a fee-adjusted break-even rate.
- Assuming this captures every term of dispatch or factoring agreements.
Limits and assumptions
- Fixed fees, minimums, reserves, recourse and timing are excluded.
- The calculator allows user-entered percentages for comparison and does not validate contract reasonableness.
Review the broader calculation and sourcing principles on the Torz Freight methodology page.
Related calculators and guides
Torz Freight connects My Truck assumptions to Load Desk, Load Compare, negotiation, Trip Desk actuals and Money Desk. A quick calculation is most useful when its assumptions are checked against completed work.